Effective Date: September 3, 2026
H Squared Consulting, doing business as Seventh Wave Insurance ("Seventh Wave Insurance," "we," "us," or "our"), is a Missouri-based insurance brokerage serving customers throughout the United States.
We respect your privacy and are committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect personal information through our website, www.seventhwaveinsurance.com, and in connection with our communications and insurance brokerage services.
We may collect personal information that you voluntarily provide to us, including:
- Name
- Email address
- Telephone or mobile phone number
- Mailing or physical address
We may also collect information you provide when you communicate with us by telephone, email, text message, or other means.
Because Seventh Wave Insurance is an insurance brokerage, information provided in connection with obtaining or servicing insurance may include additional personal, financial, insurance, or other information necessary to evaluate your insurance needs or assist with insurance coverage.
Our website does not currently use a contact form.
Information may be collected through other communications with us when reasonably necessary to provide our insurance brokerage services.
We may use personal information to:
- Respond to inquiries and communications;
- Communicate with you about insurance products and services;
- Understand and evaluate your insurance needs;
- Obtain insurance quotes or assist with applications;
- Assist with obtaining, maintaining, or servicing insurance coverage;
- Communicate with insurance companies and other insurance-related parties when necessary to provide our services;
- Provide customer service;
- Maintain business and insurance records;
- Comply with applicable federal and state laws and regulations;
- Prevent fraud, unauthorized activity, or misuse of our services;
- Protect our business, website, customers, and other individuals; and
- Perform other purposes permitted or required by law.
As an insurance brokerage, we may receive or maintain information that is considered nonpublic personal information under applicable insurance privacy laws.
We treat such information confidentially and use and disclose it in accordance with applicable federal and state privacy requirements.
Information may be disclosed when reasonably necessary to conduct insurance business, including to insurance companies, insurance-related service providers, and other parties involved in obtaining, underwriting, issuing, maintaining, or servicing insurance coverage, as permitted by applicable law.
Certain insurance information may also be subject to additional privacy protections under federal law or the laws of the state applicable to the customer or insurance transaction.
We do not sell your personal information.
We may share personal information when reasonably necessary to provide our insurance brokerage services or operate our business.
Depending on the circumstances, this may include sharing information with:
- Insurance companies and carriers;
- Insurance-related service providers;
- Insurance intermediaries and other parties involved in placing or servicing coverage;
- Technology or business-service providers acting on our behalf;
- Professional advisers;
- Government agencies or regulators; and
- Other parties when disclosure is required or permitted by applicable law.
We limit disclosures of personal information to purposes that are reasonably necessary for our business, insurance services, legal obligations, or other purposes permitted by applicable law.
We do not sell, rent, or share mobile phone numbers or SMS opt-in information with third parties for their own marketing or promotional purposes.
Your mobile phone number and SMS consent information will not be used by another company for its own marketing purposes.
Mobile information may be shared with technology, telecommunications, or messaging service providers when reasonably necessary to deliver text messages you have requested. Such providers are acting on our behalf and are not authorized to use your mobile information or SMS consent information for their own marketing purposes.
Your SMS opt-in consent will not be transferred or sold to another company.
If you choose to provide your mobile telephone number and opt in to receive text messages from Seventh Wave Insurance, you consent to receive SMS/text messages related to our services.
Messages may include:
- Insurance inquiries;
- Insurance quotes;
- Policy-related information;
- Appointment reminders;
- Customer service communications;
- Requests for information needed to assist with insurance services; and
- Other business-related communications related to your relationship with Seventh Wave Insurance.
Message frequency may vary. Message and data rates may apply.
SMS consent is voluntary and is not a condition of purchasing insurance, obtaining an insurance quote, or receiving services from Seventh Wave Insurance.
When opting in through our website, the customer will be presented with an unchecked checkbox containing substantially the following language:
☐ Yes, I agree to receive text messages from Seventh Wave Insurance at the mobile number I provide. Messages may include insurance-related communications such as quotes, policy information, appointment reminders, customer service messages, and other communications related to my relationship with Seventh Wave Insurance. Message frequency may vary. Message and data rates may apply.
Consent is not a condition of purchasing insurance or receiving services. I understand that I can opt out at any time by replying STOP. I can request help by replying HELP.
My mobile phone number and SMS opt-in information will not be sold, rented, or shared with third parties for their own marketing or promotional purposes.
By checking the SMS consent box and providing a mobile telephone number, the individual expressly consents to receive SMS/text messages from Seventh Wave Insurance.
The individual understands that:
- Consent is voluntary;
- Consent is not required to obtain an insurance quote;
- Consent is not required to purchase insurance;
- Consent is not required to receive insurance services;
- Message frequency may vary;
- Message and data rates may apply;
- Consent may be withdrawn at any time; and
- The individual may opt out by replying STOP to a Seventh Wave Insurance text message.
The individual may also contact Seventh Wave Insurance at mindy@seventhwaveinsurance.com to request removal from SMS communications.
Seventh Wave Insurance will not sell, rent, or share the individual's mobile phone number or SMS opt-in information with other companies or third parties for their own marketing or promotional purposes.
You may opt out of Seventh Wave Insurance text messages at any time.
Reply STOP to unsubscribe from Seventh Wave Insurance SMS/text messages.
Reply HELP for assistance or contact:
mindy@seventhwaveinsurance.com
Message and data rates may apply. Message frequency may vary.
After opting out, you may receive a final text message confirming your request to unsubscribe, after which no further SMS messages will be sent unless you provide a new consent.
We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, disclosure, alteration, or destruction.
As an insurance business, we take the security of customer information seriously and maintain safeguards appropriate to the nature and sensitivity of the information we handle.
However, no method of transmitting or storing information electronically can be guaranteed to be completely secure.
Our website may use cookies or similar technologies that are necessary for website functionality, security, or other legitimate business purposes.
If we begin using analytics, advertising pixels, or other technologies that collect information about website visitors, we may update this Privacy Policy to describe those technologies and their purposes.
You may be able to control certain cookies through your web browser settings. Disabling cookies may affect some website functionality.
Our website may contain links to websites operated by third parties, including insurance companies, carriers, and other service providers.
We are not responsible for the privacy practices, security, or content of third-party websites. We encourage you to review the privacy policy of any third-party website before providing personal information.
We retain personal information for as long as reasonably necessary to provide our services, maintain appropriate business and insurance records, comply with legal and regulatory obligations, resolve disputes, and fulfill other legitimate business purposes.
Because Seventh Wave Insurance is an insurance brokerage, certain records may be required to be retained for specific periods under Missouri insurance regulations and other applicable laws.
We do not delete information when doing so would conflict with a legal, regulatory, contractual, or legitimate business record-retention requirement.
Our website is intended for adults and is not directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13 through our website.
If we learn that we have inadvertently collected personal information from a child under 13, we will take reasonable steps to delete the information.
Depending on your state of residence and applicable law, you may have certain rights regarding your personal information.
These rights may include the ability to:
- Request access to personal information we maintain about you;
- Request correction of inaccurate information;
- Request deletion of certain personal information;
- Ask questions about how your information is collected or used; and
- Exercise other rights provided by applicable law.
Privacy rights may be subject to exceptions, particularly where information must be retained or processed to comply with insurance laws, regulations, legal obligations, contractual requirements, or other permitted purposes.
To submit a privacy-related request, please contact us using the information below.
Seventh Wave Insurance is based in Missouri and operates as an insurance business subject to applicable Missouri insurance laws and regulations.
Missouri has specific privacy requirements concerning financial information and nonpublic personal information held by insurance licensees. Our handling and disclosure of such information is subject to applicable insurance privacy requirements.
This website Privacy Policy does not replace any separate privacy notice that may be required to be provided to an insurance customer under applicable federal or state insurance privacy laws.
We may update this Privacy Policy from time to time to reflect changes in our business practices, services, technology, or legal and regulatory requirements.
When we make changes, we will update the Effective Date at the top of this Privacy Policy.
We encourage you to periodically review this page for the most current version.
If you have questions about this Privacy Policy, our privacy practices, or your personal information, please contact us:
H Squared Consulting dba Seventh Wave Insurance
Website: www.seventhwaveinsurance.com
Email: mindy@seventhwaveinsurance.com
Last Updated: September 3, 2026